01. About Us

We are dedicated to providing sound advice in the areas of financial planning and insurance. We are proud of the work we do with both individuals and business owners.

02. Our Philosophy

Our focus is to understand your goals and develop a plan to reach them. We believe that a good financial plan includes both an offensive and defensive strategy.

03. Our Process

Following a detailed client onboarding process, we will meet with you to present an analysis and discuss our recommendations specifically designed for you.

Our Services

 

Financial Planning

A financial plan looks at where you are today and where you want to go. It determines your short, medium and long term financial goals and how you can reach them.
 

Insurance Planning

Insurance is an essential part of a sound financial plan. A well-diversified insurance portfolio will include the following areas of coverage: life insurance, disability insurance, critical illness insurance, health & dental insurance, travel insurance.
 

Business Owners

When you are full of ideas for starting a new business, all you can see is what’s going to happen tomorrow. The thought of having their vision turned to reality often blinds new entrepreneurs to that all-important question: Does it all makes sense financially?

Our Team

We help make financial planning and insurance “loud and clear” for individuals and business owners.

Contact Us

Blogs

When the Headlines Keep Changing, Your Strategy Shouldn’t

Tom Lowden |
Categories
Investments
Finance
Risk Management
It rarely starts calmly. A headline breaks. Markets react. Another update follows—then another. Before long, the story feels like it’s shifting by the hour. And with every new development, there’s that quiet pressure in the background: Should I be doing something right now? That feeling is common. It’s also where many investment decisions start to drift off course. The Problem Isn’t the Headlines—It’s the Speed Market-moving news has always been part of investing. What’s changed...

A More Flexible Way to Think About Retirement

Tom Lowden |
Categories
Retirement
Finance
Lifestyle
Risk Management
Many retirement plans are built on a quiet assumption: that spending stays roughly the same from year one to year thirty. It sounds reasonable. But research suggests it's not how retirement actually works — and planning around that assumption might create more anxiety than it prevents. The Retirement Fear That Can Hold People Back Running out of money consistently ranks as one of the top retirement fears in national surveys.¹ That fear is understandable. But...

We are Proud of Our Association With...

Newport Private Wealth

 

Manulife Private Wealth
Manulife is available to you by referral through Lowdenclear Wealth Management and is separate from Lowdenclear Wealth Management's product offerings.